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Most predatory lending occurs among the subprime industry. Subprime loans are intended for people who are unable to obtain a conventional loan . The loans are classified as "B", "C", or "D" quality loans as opposed to "A" quality mortgages that match to secondary market principles for purchase by Fannie Mae and Freddie Mac...
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Usually the borrowers of subprime loans come from African American and low-income communities. These loans have higher interest rates to compensate for the risk of lending to a "potential at-risk borrower." However, many African Americans who are subprime borrowers are not financially
unstable. African Americans living in low-income neighborhoods with limited traditional banking services tend to turn to subprime lenders despite their credit history...
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Countrywide & Subprime Lending Crisis
Crisis Subprime
India And Subprime
Predatory Lending in the Housing Industry
Predatory Lending
Subprime Crisis
Subprime Lending
Subprime Meltdown
Subprime Mortgage Industry Collapse
Subprime mortgage
subprime mortgaging
subprime paper
The Subprime Meltdown
Subprime
There's No Place Like a Cardboard Box: Predatory Lending and the Community of St. Albans
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