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Starbridge of CIGNA Healthcare5, a Limited Benefit Medical Plan offered individually or at a group rate. âBasic and Limited Benefitâ Health Plans provide limited health insurance benefits. When buying such a plan, it is extremely important to read the policy description carefully because these plans donât cover some basic treatments, such as chemotherapy, certain prescriptions and maternity care...
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Furthermore, rates vary considerably because, unlike indemnity plans or a managed care option, premiums are community rated and are based on age, gender, health status, occupation or geographic location.
Advantages
Premiums are lower. They usually provide hospital coverage. There are no pre-existing medical condition limitations...
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