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In

addition primary care physician is responsible for total care.

Preferred Provider Organization (PPO’s) is unlike the HMO’s plan has it

advantages allows individuals to see a variety specialists of his or her choice, that

are covered by the PPO’s coverage, instead of having prescribed physicians...

If he or

she is in need of a specialist that is not his or her primary care physician, he or she does

not have to have a referral or nor do you have report to primary care physician. PPO’s

has disadvantages as well as the HMO’s the cost of PPO’s is expensive and will not pay

for the full cost of coverage if any individual decides to go outside of its coverage ...

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