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Many individuals in the 1920's chose to live beyond their means. The roaring twenties was a prime example of people having the ability to buy products on credit and acting as if they can afford to live the luxurious lifestyle. The luxuries are fine to have as long as the middle-class income can support the lifestyle...
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People in the 1920's took advantage of having a line of credit available to them. Even in the 21st century, people still live beyond their means. The only difference between the early twentieth century and the present day is the fact that those in the past were forced to give the luxuries back while the individuals today have the ability to keep most of the luxuries but the means to file bankruptcy when their styles of living go beyond their means...
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