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For this, successful exploitation of technology is critically dependent upon the business managers as technology by itself does not guarantee superior customer’s experience and cannot be a substitute for people. Hence it can be concluded that for the banking industry to cope with the rising demands of quality and assurance, an efficient use of technology becomes absolutely essential...
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Banks perform a variety of functions which include processing of payments by way of telegraphic transfer, internet banking or other means. The application of banks also lies in providing documentary and stand by letters of credit, guarantees, securities and performance bonds. Banks also offer many different channels to access their banking and other services which may include a branch, banking centre or financial centre, ATMs, telephone banking and lately even online banking has been introduced for performing transactions, payments etc over the internet through a bank...
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