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According to NABARD, the record for repayment of loans from SHGs to banks is more than 95 per cent. She added however, that the default rate is very high in case of subsidised loans that mainly cover BPL (Below Poverty Line) groups but the record for repayment of unsubsidised loans is almost 99 per cent and women do not default in repaying loans because they immediately apply for the next loan...
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According to NABARD, the record for repayment of loans from SHGs to banks is more than 95 per cent. She added however, that the default rate is very high in case of subsidised loans that mainly cover BPL (Below Poverty Line) groups but the record for repayment of unsubsidised loans is almost 99 per cent and women do not default in repaying loans because they immediately apply for the next loan...
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