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Private insurances do not like to be liable for an individual that has a disability; therefore the individual is usually covered under Medicaid or Medicare. Most insurance, like all companies, like to make money not give money. Private insurance companies want to exclude people with disabilities or charge high cost rates (page 6)...
        
        
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Most insurance, like all companies, like to make money not give money. Private insurance companies want to exclude people with disabilities or charge high cost rates (page 6). They would rather collect money for insurance hoping that it will not be used so that the insurance company does not pay. All companies like to make profits...
        
        
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