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"Americans satisfy their wants by incurring debt, which is accounts for the 110 percent of personal disposable account. We became a nation that believes in having it all" (Kulman 112). As a result the demographic of eighteen years old to twenty one years old longs for the impression of wealth regardless on how long it may last...
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Therefore, as young adults in order to become industrious adults in the future to grasp the value of maintaining a well balance credit card account.
Consequently young adult falls into many trap when entering a university environment. Due to "[The] piling on of images gives us a sense that we need more and we need it sooner: Longing for the sensation of wealth, college students put pizza on the credit cards they are offered the first week of freshman year" (Kulman 113)...
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