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            | Topic: | Business | 
        
            | Number of pages / Number of words: | 9 / 2478 | 
                
    
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Some employees, after the accident have a misconception that a workplace injury is basically a ticket to financial independence, which is not the case at all.
Employers must carry insurance because without it they run a big risk of heavy financial penalties. Insurance policies are available to employers through commercial insurance companies...
        
        
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Insurance policies are available to employers through commercial insurance companies. If the employer is deemed an excessive risk, it can obtain coverage through an assigned-risk program. Large employers may save money by being self-insured. There are solvency requirements for each state that has self-insured employers...
        
        
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