Buy custom term insurance
Essay's paper info
| Topic: |
Business
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| Number of pages / Number of words: |
6 / 1614 |
Essay's paper body
Permanent life insurance provides lifelong protection. As long as you pay the premiums, the death benefit will always be there. Furthermore, you never have to medically re-qualify for permanent insurance like you do when you renew term insurance.
Most permanent policies have a feature known as "cash value" or "cash surrender value...
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For example:
The cash value can be taken out either by withdrawing or borrowing. You may borrow from the insurance company, using the cash value in your life insurance as collateral. Unlike loans from most financial institutions, the loan is not dependent on credit checks or other restrictions. You ultimately must repay any loan with interest or the borrowed amount will be deducted from the death benefit, which goes to your beneficiaries...
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