Buy custom Business strategy : Australian Home Loan Market - (Distinaction paper)
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| Topic: |
Business
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| Number of pages / Number of words: |
7 / 1916 |
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Nearly all the remaining market was divided between building societies and regional banks. Only about 1% was in the hands of mortgage originators.
The “big four†formed a comfortable oligopoly as the financial and marketing barriers to entry into banking were seen to be very high. In early 1992 they all offered rates of 12...
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In early 1992 they all offered rates of 12.0% which gave them a very profitable 4% lending margin.
AUSSIE HOME LOANS - DAVID vs GOLIATH.
This unlisted public company was formed in February 1992 with John Symond as managing director. Its stated aim was “ to be a residential banker by consistently exceeding the expectations of our customers and providing exciting opportunities for our employees in order to foster continuing growth and profitabilityâ€...
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